Lower Rates, Bigger Savings:
Your Opportunity to Buy Just Got Better!

If high mortgage rates have kept you on the sidelines, there’s good news—rates have been steadily declining for the past few weeks on average, reaching their lowest point of the year a couple times even as they fluctuate. With the average rate now in the mid-6% range, buyers have a fresh opportunity to secure a more affordable home loan.

Why This Matters for Homebuyers

A lower mortgage rate means lower monthly payments and more purchasing power. Even a small rate drop can have a big impact. On a $400,000 loan, a decrease from 7% to 6.5% could save you over $100 per month—that adds up to thousands over the life of your loan!

Should You Make Your Move?

• More Home for Your Money – Lower rates mean you may qualify for a higher-priced home while keeping your payment in check.
• Less Buyer Competition—For Now – As rates drop, more buyers could re-enter the market, increasing competition. Moving early could give you an advantage.
• Long-Term Savings – Locking in a lower rate now could save you money in the long run, even if you weren’t planning to buy right away.

Take the Next Step

The market is shifting, and opportunities like this won’t last! If you’re thinking about buying, now could be your best shot to secure a great deal. Locking in a home price now protects you in a changing market—because while rates may fluctuate, home values continue to rise. And the best part? Once you own the home, you can always refinance when the time is right. Don’t wait—this window of opportunity won’t be open forever!

Let’s talk about what these rates mean for you and get you one step closer to homeownership!