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Jessica’s journey to finding her new home began in May, and she is thrilled to share why she is giving the Kerby and Cristina Real Estate Team a glowing five-star review. From the initial search to securing the perfect property, their exceptional support made the entire process seamless and enjoyable. The Beginning: Starting in May

https://www.youtube.com/watch?v=ArwJCqFxjNc As of mid-September, we’re seeing buyers get more aggressive with 21% of inspections waived and 18% of cash offers. Conventional loans are down slightly, but VA loans are trending upward. Homes are selling close to list price, with a 99% average sale-to-list price ratio. Sellers are offering fewer perks, with 28% contributing to buyer closing costs and 7% including home warranties. Escalation clauses

Mortgage rates have hit their lowest point in over a year and a half. And that’s big news if you’ve been sitting on the homebuying sidelines waiting for this moment. Even a small decline in rates could help you get a better monthly payment than you would expect on your next home. And the drop that’s

At Kerby & Cristina Real Estate Experts, we pride ourselves on being more than just a real estate team—we are here to support our clients through life’s transitions. Recently, one of our experienced realtors, Allie Guerra, had the honor of helping a longtime homeowner make a significant move after living in his home since 1950.

Buying your first home can feel overwhelming, especially when you’re not sure where to begin. For Anna, a first-time homebuyer in Rochester, MN, the process was made easier with the help of Kerby & Cristina Real Estate Experts. We’re proud to have guided her through every step, from understanding the homebuying process to finding the

https://youtu.be/MdT8UJcTZHM Looking ahead to 2025, it’s important to know what experts are projecting for the housing market. And whether you’re thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best possible decision for your homeownership plans. Here’s an early look at the most recent projections

When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says: “Good credit scores communicate to

Mortgage rates have been one of the hottest topics in the housing market lately because of their impact on affordability. And if you’re someone who’s looking to make a move, you’ve probably been waiting eagerly for rates to come down for that very reason. Well, if the past few weeks are any indication, you may be getting your wish. Mortgage

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate. Whether you’re looking to buy or sell a house, here’s

Curious about selling your home? Understanding how much equity you have is the first step to unlocking what you can afford when you move. And since home prices rose so much over the past few years, most people have much more equity than they may realize. Here’s a deeper look at what you need to know if you’re ready to