After two unpredictable years, the Twin Cities housing market is beginning to stabilize and 2026 could be one of the best times in years to make your move.
At Kerby & Cristina Real Estate Experts, we’re tracking the data closely, and here’s what we’re seeing across the metro:
Inventory across the Twin Cities has been rising gradually, giving buyers more options. After several years of hesitation, more homeowners are deciding now is the time to move, opening up new opportunities for buyers. Activity levels are picking up, and this increased movement signals a healthier, more balanced market ahead.
While rates may not drop overnight, all indicators show a steady path downward. Even small changes make a big difference, just half a percent can reduce your monthly payment by hundreds of dollars. Combined with strategic timing and expert negotiation, this could mean locking in both a better price and a better payment.
We expect continued price growth, but at a sustainable and predictable level. That’s great news for buyers who want stability and long-term value. Even modest appreciation helps you build equity right away, especially in strong Twin Cities communities like Plymouth, Maple Grove, Edina, and Woodbury, where homes continue to hold value over time.
Every market behaves differently. In some areas, homes are still selling quickly, while others are allowing for more negotiation. Our expert agents are constantly reviewing the latest Twin Cities data, from average days on market to list-to-sale price ratios, so we can help you make informed, confident decisions based on real numbers, not guesses.
Bottom Line
2026 will bring renewed movement, motivated sellers, and stronger affordability opportunities. If you’ve been waiting for the right time to buy, this could be your moment.
Connect with our team today to get your personalized 2026 Home Buying Plan and start preparing for your move with confidence.