We met Bill and Bailey months ago; they were hunting for a good deal on a townhome in the northern metro. They are a wonderful couple, cheerful and with positive spirits, and up for considering bank-owned homes, short sales and all!

Biggest challenge: most of the homeowner’s associations for affordable, livable townhomes were not FHA approved, which is required for buyers using this fabulous loan product that allows you to put only 3.5% down!

Our Solution: we pre-screened each of the townhomes they liked by verifying they were FHA approved before we drove around town to look at them.

After some searching, we found a development they loved in Andover that is FHA approved. We first tried to secure a bank-owned one, but the bank had not gotten clear title yet so they were actually not able to sell it! As we waited, a beautifully updated townhome popped up in the development, at a wonderful price and completely move in ready! It was a short sale, but worth it. Bill and Bailey patiently waited for a few months before we got word:


Before we knew it, we were off doing the inspection, appraisal and less than 30 days later, we closed on the home! Now Bill and Bailey are enjoying owning a townhome with 2 bedrooms, an incredible master suite, a gorgeous kitchen and more – all for less than they would be paying in rent! The short drive to work for Bill is certainly nothing to complain about either! 🙂

Kerby and I thoroughly enjoyed getting to know them and their families and taking this fun journey of securing a great deal on a home for them!


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