Big Changes with “Coming Soon” Marketing for 2020!

The National Association of Realtors (NAR) is in the process of finalizing a new policy to take effect no later than May 1st, 2020 that will shift how agents and home sellers can market their homes before they are listed on the MLS. Commonly known as “pocket listings” or “coming soon” marketing is when agents […]

Twin Cities Market Update – January 3, 2020

As we close out the last weeks of the year, both buyers and sellers turn their focus from the transacting of homes to preparations for celebrating the holidays with their family and friends. Renewed interest by both buyers and sellers will come in the New Year and with it, the expectations for a strong housing […]

Twin Cities Market Update – December 27, 2019

This week the Federal Reserve, in its final meeting of the year, voted to leave its key benchmark rate unchanged, which was widely expected. The Fed also suggested that rate changes are unlikely in the coming months. While the rate decisions by the Federal Reserve do not directly affect mortgage rates, Federal Reserve policy does […]

Twin Cities Market Update – December 20, 2019

Both conforming Conventional loan and FHA loan limits are increasing starting January 1, 2020 in an effort to trend higher with increasing home prices. These new higher limits will expand the pool of buyers able to take advantage of the most common financing options for primary residences. Additionally, the VA has announced that due to […]

Bellecour Restaurant Review

            I had had been recommend the restaurant Bellecour many times by friends and coworkers, so I was excited for Kerby and I’s weekly Thursday date night here and to finally to see what it is all about! Immediately upon walking in, I noticed the sophisticated ambiance when checking-in with […]

Twin Cities Market Update – December 13, 2019

Americans across the country sat down to Thanksgiving with friends and family this week. Real estate activity took a backseat to the preparation of meals and the hosting of guests, where securing second helpings were more important than securing second homes. As we enter the final weeks of 2019, there is strength and optimism in […]

“They are the best!” – Mike & Amy

Past clients Mike and Amy share their experience working with the Kerby & Cristina Real Estate Experts in buying their new home. They share how Cristina helped them write an offer that the sellers just “could not resist” and how our team took away all the stress that comes along with buying a new home! […]

Twin Cities Market Update – December 6, 2019

Residential new construction activity continues to rise nationally. The U.S. Commerce Department reports that new housing permits rose 5% in October to a new 12-year high of 1.46 million units. Lawrence Yun, the National Association of REALTORS® chief economist, called the latest figures “tremendously good news for the housing sector.” With builder sentiment and buyer […]

Twin Cities Market Update – November 29, 2019

In the Federal Housing Administration’s 2019 Annual Report to Congress, the FHA announced their Mutual Mortgage Insurance Fund Capital Ratio stood at 4.84%, up from 2.76% last year and well above the 2% minimum required by Congress. This has prompted the National Association of REALTORS® to advocate for a reduction in FHA insurance premiums and […]

FREE Photos With Santa!
You’re Invited!

 Ho, Ho, Ho! Santa will be making his stop at the Kerby and Cristina Real Estate Experts for his 3rd Annual FREE Photos with Santa Event on Saturday, December 7th from 9:00am to Noon! The event is a perfect place to pose for photos with Santa while avoiding the long lines, hassle, and photo […]