5 Holiday Hosting Disasters and How to Avoid Them!

By: Houselogic.com on November 29,2011 Imagine you’re preparing to host your annual holiday party, and you’re past the point of no return. The veggies and meats have been bought. Guests are already braving busy airports and crowded highways to get to your home—and then your oven won’t turn on. Your home-cooked meal has quickly turned […]

Market Update December 6, 2011

Tryptophan and chatty in-laws were not able to curb the appetite of local home buyers, as purchase activity easily gobbled up last year’s levels. Sellers were apparently stuffed and lethargic, as they brought fewer new properties onto the market than during the same holiday week last year. As we approach the slowest time of year […]

Bob’s Bottom Line Mortgage Update – December 5, 2011

The U.S. unemployment rate fell to a thirty-six month low of 8.6% in November as companies stepped up hiring by adding 120,000 more workers to their payrolls. Sounds pretty good for the economy on its face – but a little sharper look at the details mutes the story just a bit. More than 300,000 people […]

Fish Lake Fun!

Back in August, I had the joy of helping a young couple buy their first home. I learned a lot about them and their preferences during our initial consultation, which led us to many great options. We pursued a couple different homes for a while, and had one snatched away  by another buyer before there […]

4 steps to buy again after foreclosure

Homeowners facing foreclosure seem to be desperate to buy again. Frequently, I receive letters from someone who hasn’t yet lost their home to foreclosure but anticipates they soon will, and wants to be able to get back into the market, quick-like. Many claim their haste is because they don’t want to miss out on today’s […]

Is Your Turkey Ready?

Whether it’s your 1st turkey or you’ve cooked 50 over the years, everyone seems to have the ‘perfect’ idea of how to cook a turkey. No one wants a dry turkey, right?!  It’s time to get the bird ready to go! If you’re not sure how you want to cook your turkey to perfection, check […]

Weekly Market Update November 22, 2011

The most recent weekly report card shows buyer activity is still registering higher than the same week in 2010. Sellers, on the other hand, introduced fewer new homes to the market than last year at this time. A few shakeups in the housing policy world are worth mentioning: keep an eye on HARP 2.0, new […]

Bob’s Bottom Line Mortgage Update November 21, 2011

Mortgage Rates as of Friday November 18, 2011 ( purchase transactions ) 30 day rate locks, subject to credit score and loan to value edits From this point forward mortgage investors’ attention will be split between the shifting tide of events surrounding the European debt crisis and the looming November 23rd deadline for the 12-member […]

Windows of Opportunity Beginning to Close for Sellers

by THE KCM CREW on SEPTEMBER 19, 2011   We have suggested that sellers who need to sell within the next 18 months had a ‘window of opportunity’ to sell at higher prices. They needed to put their houses up for sale immediately before a flood of distressed properties were introduced to the market. This window […]

How Much Should You Put Down?

Like most questions, the answer is “it depends”. Today, I thought I’d give you some things to consider. Let’s begin the discussion with loans that don’t require Mortgage Insurance. The suggestion is to borrow as much as you can afford. As an example, borrowing $310,000, as opposed to $300,000, will increase your mortgage payment by […]